Recurring Deposit Calculator

About the Recurring Deposit Calculator

Our Recurring Deposit Calculator (RD) helps you estimate the maturity amount of a recurring deposit plan when you deposit a fixed amount regularly (typically monthly). Enter your monthly installment, annual interest rate, tenure, and compounding frequency to see how much you’ll have at maturity. The tool also shows total deposits, total interest earned, and a period-by-period schedule — perfect for planning savings goals, SIP-like saving plans, or bank RD comparisons.

Key features

Calculate maturity value for regular monthly deposits.
Choose compounding frequency: monthly, quarterly, or yearly.
See total deposits vs total interest earned.
Download full schedule as CSV for records.
Useful for savers, planners, and anyone building a disciplined savings habit.

Recurring Deposit (RD) Calculator

Calculate maturity value, interest earned and view a schedule for fixed periodic deposits.

Currency: Monthly Deposit (installment): Annual Interest Rate (% p.a.): Tenure:

Compounding Frequency: (Optional) Increase deposit annually by (%): If you want deposits to grow yearly (e.g., 5%), enter the percent.

Total Deposits

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Total Interest

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Maturity Amount

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Periods

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Note: For RD computations banks may use specific compounding rules (e.g., quarterly compounding in some jurisdictions). This calculator supports common compounding frequencies and an annual deposit increase option for planning.